Retirement Plans at KB Pension Services

We Offer a Variety of Plans to Meet Your Unique Needs:

  • Defined Benefit
Pension Plan

    Ideal for established companies with steady profits, this plan is designed to benefit key employees, especially those age 50 and older.
  • 401(k) Profit 
Sharing Plan

    A great option for employers looking to minimize contributions while encouraging employees to save for retirement.
  • 401(k) Safe Harbor Plan

    Perfect for employers who want to make a 3% to 4% contribution, avoid Highly Compensated Employee (HCE) testing, and support employee savings efforts.
  • Age-Weighted Profit Sharing Plan

    This plan favors companies looking to provide greater benefits to older employees.
  • Cross-Tested Profit 
Sharing Plan

    Suited for companies that wish to allocate more retirement benefits to specific groups of employees.
  • Profit Sharing Plan

    Designed for companies with fluctuating profits or higher employee turnover, offering flexibility in contributions.