Services at KB Pension Services

Retirement Plans Tailored to Your Business

At KB Pension Services, we offer a range of retirement plans designed to fit your business’s unique goals and employee needs. Each plan has distinct advantages depending on your company’s structure, size, and priorities.

We Offer a Variety of Plans to Meet Your Unique Needs:

  • Defined Benefit
Pension Plan

    Ideal for established companies with steady profits, this plan is designed to benefit key employees, especially those age 50 and older.
  • 401(k) Profit 
Sharing Plan

    A great option for employers looking to minimize contributions while encouraging employees to save for retirement.
  • 401(k) Safe Harbor Plan

    Perfect for employers who want to make a 3% to 4% contribution, avoid Highly Compensated Employee (HCE) testing, and support employee savings efforts.
  • Age-Weighted Profit Sharing Plan

    This plan favors companies looking to provide greater benefits to older employees.
  • Cross-Tested Profit 
Sharing Plan

    Suited for companies that wish to allocate more retirement benefits to specific groups of employees.
  • Profit Sharing Plan

    Designed for companies with fluctuating profits or higher employee turnover, offering flexibility in contributions.

Comprehensive Services for Your Retirement Plan

Our experienced plan administrators will work with you to design a retirement plan that meets the specific needs of your business and employees. We provide expert guidance and ensure compliance at every step.

Our Services Include:

  • Contribution 
Calculations and Processing

  • 401(k) Profit 
Sharing Plan

  • Government 
Compliance Testing

  • Plan Design, Preparation 
of Plan Documents, and Ongoing Compliance Reviews

  • Preparation of 
Government Reports

  • Record Keeping and Participant Reporting

Ready to
Secure Your
Financial Future?

Our experienced team ensures your retirement plan runs smoothly and is tailored to fit your company.

For more information or to discuss how we can support your business, contact us at 941.953.7452.